Jan 13

Importance of Inspection Disclosure Statements

After you have a signed purchase offer and before the home inspection is your due diligence deadline. Your due diligence deadline is a mutually agreed upon date which the seller agrees to provide a written disclosure regarding the condition of the home. Although the disclosure statement is a de facto legal document, it rarely, if ever, will reflect the home’s condition. However, the disclosure statement does offer s a great stepping off point for both the buyer and the buyer’s home inspector when beginning the inspection. In summary, the disclosure statement is an importance statement and can offer subtle clues to the background of the home but should never be relied on solely for evaluating the home’s condition and potential perils to the buyer.

Seller Disclosure


Jan 11

Identifying a Structural Problem in Your Home

When evaluating a home’s structural integrity it is important to evaluate the totality of the structural system by looking for two out of three conditions: 1) exterior cracks greater than 1/4 inch in size with deflection, 2) pattern of windows and or doors which bind in their frames, and 3) signs of stress on the interior of the home such as cracks above door or window frames. A home manifesting only one of the three conditions is more than likely structurally sound, even with a few visible cracks in either the foundation or interior walls. Whereas, if you find you home has 2 or more of these conditions the home may have a structural problem and you’ll want to investigate the potential scope and impact to you as a potential homeowner.

Home with Structural Problem

Jan 08

Importance of Pre-Inspection Agreements

After you have a signed purchase offer and before the day of your home inspection should be the signing of a pre-inspection agreement. Keeping in mind real estate transactions live or die around documentation and your engagement with a home inspector should not be an exception to this golden rule.

Your inspector’s insurance policy will more than likely have a condition for coverage which requires the inspector to have the buyer sign an agreement before inspection services are performed. Not having an inspection agreement signed before the inspection means you can count on not being protected by the inspector’s insurance company.

Inspection Agreement

When seeking a reasonable expectation of your buyer’s inspection, the first question that needs to be addressed is the standard by which the home should be judged. Setting your expectation means we set the framework for the relationship. Not having a framework for the business relationship between the buyer and the inspector means there is no standard for whether or not you are getting what you paid for the inspection.

While not required by state laws, signed agreements can be advantageous to all parties including, most importantly, the buyer because they establish the standards of practice and are a critical condition for your inspector’s insurance coverage.